Business Insurance Coverages

Rutledge Group wants to help you reduce your business’ risks and cut your insurance costs. Our customized commercial programs may include a breadth of insurance coverages, including:

Bonds: Surety and performance bonds that stand behind your work as a contractor or professional.

Commercial Auto: Physical damage and liability coverage for your company’s owned, non-owned or leased vehicles.

Commercial Liability: Financial resources that protect you when your company or organization faces a claim or lawsuit related to your operations.

Commercial Property: Coverage for buildings, premises and property for property owners and tenants.

Directors & Officers: Legal liability protection for board members serving corporations and nonprofit organizations.

Employee Benefits: Health insurance, health savings accounts, short-term disability coverage, long-term disability coverage, life insurance, and other benefits.

Employment Practices Liability: Protection for the human resources risks faced by businesses, professional corporations, and nonprofit organizations.

Home-Based Business: Specific coverage for startup ventures and small businesses that operate from a home but are not protected by homeowners insurance.

Inland Marine: Coverage for goods and property while in transit.

Ordinance or Law Coverage: Covers additional expenses to meet local building codes when rebuilding or repairing damaged property.

Professional Liability: Medical liability, lawyers professional liability, and other coverages for professionals.

Umbrella and Excess Liability: Protection that goes above and beyond the limits and coverages of underlying liability and automobile insurance policies.

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